
https://www.latimes.com/california/newsletter/2023-09-07/as-climate-change-challenges-home-insurers-an-uninsurable-future-looms-essential-california

https://www-adb-org.translate.goog/sites/default/files/publication/747966/global-value-chain-development-report-2021.pdf?_x_tr_sl=en&_x_tr_tl=de&_x_tr_hl=de&_x_tr_pto=nui,sc

https://www.mckinsey.com/industries/financial-services/our-insights/how-payments-can-adjust-to-the-coronavirus-pandemic-and-help-the-world-adapt