
https://www.ips-journal.eu/topics/economy-and-ecology/its-the-real-economy-stupid-7603/

https://www.brookings.edu/blog/future-development/2021/03/26/the-emerging-markets-e-commerce-opportunity/?utm_campaign=Brookings%20Brief&utm_medium=email&utm_content=118293527&utm_source=hs_email

https://www.mckinsey.com/industries/financial-services/our-insights/a-new-management-science-for-technology-delivery?cid=other-eml-alt-mip-mck&hlkid=ebf746f21291414184cbcec2c3c6e1c7&hctky=2073353&hdpid=a072b8e0-1b58-47f4-af45-fd91b9271f78