https://www.eca.europa.eu/Lists/ECADocuments/SR19_01/SR_FRAUD_RISKS_FR.pdf
http://www.css.ethz.ch/content/dam/ethz/special-interest/gess/cis/center-for-securities-studies/pdfs/Cyber-Reports-2017-07.pdf
https://dataforgood.fb.com/wp-content/uploads/2020/07/GlobalStateofSmallBusinessReport.pdf