https://iea.org.uk/wp-content/uploads/2023/12/Dowd-Free-Banking-Interactive.pdf
https://www.esri.ie/system/files/publications/RS152.pdf
https://www.economiesuisse.ch/de/schwerpunkte/wirtschaftsmonitor-umfrage-zum-ruf-der-schweizer-wirtschaft
https://gflc.ca/wp-content/uploads/2022/09/Lululemons-Conundrum_GFLC_final.pdf