https://theconversation.com/generation-z-may-not-need-mortgages-heres-why-221544
https://www.bruegel.org/dataset/national-policies-shield-consumers-rising-energy-prices
https://www.financialsecrecyindex.com/introduction/fsi-2018-results
https://www.inet.ox.ac.uk/files/Supply-Demand-Shocks-CEPR-Apr-17-2020.pdf