https://www.rec.uk.com/news-and-policy/press-releases/hiring-mistakes-are-costing-uk-businesses-billions-each-year-rec
https://www.allianz.com/en/press/news/financials/stakes_investments/230905_Allianz-SanlamAllianz-to-provide-insurance-and-financial-services.html
http://ftp.iza.org/dp11249.pdf