
https://www.latimes.com/california/newsletter/2023-09-07/as-climate-change-challenges-home-insurers-an-uninsurable-future-looms-essential-california

http://www.bankofengland.co.uk/publications/Documents/speeches/2017/speech971.pdf

https://www.conference-board.org/pdfdownload.cfm?masterProductID=43455