
https://www.parliament.uk/documents/commons-committees/culture-media-and-sport/Background%20paper%20-%202016%20Referendum%20Expenses%20Opinion%20-%20Matrix%20Chambers.pdf

https://www.frbsf.org/wp-content/uploads/wp2020-17.pdf

https://medium.com/s/story/why-asian-consumers-are-faster-adopters-of-technology-77c490c4e8d5