https://www.mckinsey.com/industries/financial-services/our-insights/the-future-of-life-insurance-reimagining-the-industry-for-the-decade-ahead
https://www.brookings.edu/wp-content/uploads/2023/09/6_Moll-et-al_unembargoed_updated.pdf
https://medium.com/the-capital/the-future-of-bitcoin-will-not-look-like-you-think-it-will-edd1239a07d4