https://blogs.imf.org/2019/09/10/a-capital-market-union-for-europe-why-its-needed-and-how-to-get-there/?utm_medium=email&utm_source=govdelivery
https://journals.sagepub.com/doi/pdf/10.1177/10242589211022550
https://www.eurofound.europa.eu/sites/default/files/ef_publication/field_ef_document/ef1747en.pdf