
https://www.sbs.strath.ac.uk/economics/fraser/20170322/FEC-Vol41-No1.pdf

https://www.bancaditalia.it/compiti/riserve-portafoglio-rischi/cis/Presentazione_CIS_5.07.2021.pdf?language_id=1

https://www.exact.com/benl/downloads/finance/whitepaper-cijfers-altijd-het-antwoord