http://www.bankofengland.co.uk/publications/Documents/speeches/2017/speech968.pdf
https://www2.deloitte.com/content/dam/Deloitte/us/Documents/process-and-operations/us-save-to-thrive.pdf
https://www.eaidb.org/reports/2022.html?utm_source=pocket_saves&utm_source=POLITICO.EU&utm_campaign=5ab6de15b0-EMAIL_CAMPAIGN_2023_02_02_12_30&utm_medium=email&utm_term=0_10959edeb5-5ab6de15b0-%5BLIST_EMAIL_ID%5D
https://www.imf.org/-/media/Files/Countries/ResRep/ECC/corporate-liquidity-and-solvency-in-europe-feb-12-2021-v3.ashx