http://www.bankofengland.co.uk/publications/Documents/speeches/2017/speech992.pdf
https://www.nscai.gov/wp-content/uploads/2021/03/Full-Report-Digital-1.pdf
https://www.socialeurope.eu/a-noble-award-for-a-popular-misconception
https://www.bruegel.org/system/files/2024-05/PB%2008%202024_1.pdf