https://www.eurofound.europa.eu/sites/default/files/ef_publication/field_ef_document/ef22024en.pdf
https://knowledge.wharton.upenn.edu/article/why-are-the-markets-collapsing-how-bad-will-covid-19-really-be/?utm_source=kw_newsletter&utm_medium=email&utm_campaign=2020-03-17
https://www.esri.ie/system/files/publications/RS123.pdf