
https://www.nuffieldtrust.org.uk/files/2022-09/1662995727-nuffield-trust-new-horizons-web.pdf

https://www.eurofound.europa.eu/sites/default/files/ef_publication/field_ef_document/ef20001en.pdf

http://www.ftseglobalmarkets.com/news/uk-pension-deficits-rise-to-£145bn-liabilities-at-record-high.html