https://www.ecb.europa.eu/pub/pdf/other/ecb.escblegalconferenceproceedings201812.en.pdf
https://www.brookings.edu/wp-content/uploads/2021/06/financial-stability_report.pdf
https://www.etui.org/sites/default/files/2020-08/Mitigating%20the%20COVID-19%20effect_2020_web.pdf
https://www.imf.org/external/pubs/ft/fandd/2021/12/pdf/Kimball.pdf