http://www.debtwire.com/pdf/EuropeanNPLFY18!.pdf
http://www.ips-journal.eu/regions/global/article/show/davos-2018-call-the-doctor-2544/
https://theconversation.com/visiones-estrategicas-el-negocio-primero-o-la-etica-por-encima-de-todo-213732
https://www.mckinsey.com/~/media/McKinsey/Industries/Financial%20Services/Our%20Insights/How%20insurance%20can%20prepare%20for%20the%20next%20distribution%20model/How-insurance-can-prepare-for-the-next-distribution-model-VF.pdf