
http://www.bankofengland.co.uk/publications/Documents/fsr/2017/fsrjun17.pdf

https://www.philadelphiafed.org/-/media/frbp/assets/community-development/discussion-papers/discussion-paper_automation.pdf

https://www.pwc.com/co/es/publicaciones/assets/world-in-2050-final-report-february-2015-colombia.pdf