https://www.exact.com/benl/downloads/finance/whitepaper-cijfers-altijd-het-antwoord
https://apnews.com/article/pandemic-fraud-waste-billions-small-business-labor-fb1d9a9eb24857efbe4611344311ae78
https://www.congress.gov/117/bills/s3572/BILLS-117s3572is.xml