https://ecfsapi.fcc.gov/file/109303096909269/Sage%20&%20Carpenter,%202009.pdf
https://www.ifc.org/wps/wcm/connect/e358c23f-afe3-49c5-a509-034257688580/e-Conomy-Africa-2020.pdf?MOD=AJPERES&CVID=nmuGYF
https://www.mckinsey.com/~/media/McKinsey/Business%20Functions/Organization/Our%20Insights/Decision%20making%20in%20uncertain%20times/Decision-making-in-uncertain-times.ashx