https://www.bruegel.org/sites/default/files/2023-03/PB%2007%202023_2.pdf
https://www.congress.gov/bill/117th-congress/senate-bill/4356/text?r=1&s=1
https://www.ippr.org/files/2017-09/cej-interim-report-summary-170911.pdf
https://www.mckinsey.com/industries/financial-services/our-insights/the-future-of-life-insurance-reimagining-the-industry-for-the-decade-ahead