
https://www.latimes.com/california/newsletter/2023-09-07/as-climate-change-challenges-home-insurers-an-uninsurable-future-looms-essential-california

https://wiiw.ac.at/migration-or-automation-recommendations-for-how-to-better-navigate-labour-shortages-in-the-eu-dlp-7283.pdf

https://www.fraserinstitute.org/sites/default/files/ESG-myths-realities-friedman-and-his-esg-critics_0.pdf