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https://www.socialeurope.eu/the-imperative-of-reforming-eu-economic-governance
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https://www.brookings.edu/articles/payment-systems-changing-role-from-economic-growth-to-the-new-foreign-policy-lever/
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https://www.adb.org/sites/default/files/publication/754716/nonperforming-loans-asia-europe-causes-impacts.pdf