https://arxiv.org/pdf/2303.03371.pdf
https://www.transcrime.it/wp-content/uploads/2021/09/Datacros_report.pdf
https://publications.parliament.uk/pa/cm201719/cmselect/cmcumeds/366/366.pdf
http://www.bankofengland.co.uk/publications/Documents/speeches/2017/speech968.pdf