
https://www.brookings.edu/blog/education-plus-development/2020/04/29/the-covid-19-cost-of-school-closures/

https://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID3950757_code410506.pdf?abstractid=3909166&mirid=1

https://apnews.com/article/pandemic-fraud-waste-billions-small-business-labor-fb1d9a9eb24857efbe4611344311ae78