https://iea.org.uk/wp-content/uploads/2023/12/Dowd-Free-Banking-Interactive.pdf
https://www.economiesuisse.ch/sites/default/files/publications/swisscode_e_web.pdf
https://blogs.imf.org/2019/09/10/a-capital-market-union-for-europe-why-its-needed-and-how-to-get-there/?utm_medium=email&utm_source=govdelivery
https://www.imf.org/-/media/Files/Publications/Fandd/Article/2022/September/Prasad-New-Era-Money.ashx