
https://www.eib.org/attachments/lucalli/20230112_digitalisation_in_europe_2022_2023_en.pdf

https://www.eurofound.europa.eu/sites/default/files/ef_publication/field_ef_document/ef22029en.pdf

https://insightcrime.org/es/noticias/banqueros-criminales-latinoamerica-monopolio-colombia-gota-a-gota/