http://ec.europa.eu/invest-in-research/pdf/download_en/risk_management.pdf
https://www.newyorkfed.org/medialibrary/media/research/conference/2023/FinTech/400pm_Korinek_Paper_LLMs_final.pdf
https://www.brookings.edu/techstream/how-do-recommender-systems-work-on-digital-platforms-social-media-recommendation-algorithms/